[Phones] Phone Financing and Instalment Plans

A number of people have asked us over the years when we'll offer phone financing, for customers who wish to pay for a higher-end phone in instalments. The answer is: Right now!

When you checkout with a new phone, you can select the option for financing, like this:



The financing is managed through Affirm, a third-party financial service.

You can find out more on the Phone Financing FAQ on this very page. 

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  • Avatar
    Val Williams

    It never gave me the option to finance phone

  • Avatar
    Erin TextNow Support

    Hi Val,

    Only phones over $100 are eligible for financing. If you had been considering a device at a lower price point, the financing option would not be available.

  • Avatar

    It said no credit check why is it checking mine

  • Avatar
    Valeria TextNow Support

    Hey there! We don't perform credit checks through our own service if you buy a phone outright, however, we have no control over any checks that Affirm may complete for their financing eligibility.

  • Avatar
    Ebony Torres

    Not giving me the option to finance , just asking if its an upgrade or new acct?... Terms doesn't state for new customers only

  • Avatar
    Valeria TextNow Support

    Hey Ebony! We do state that financing is only available for free users here.

    I do apologize for this inconvenience, and we are looking into viable options for offering it to our wireless customers!

    Edited by Valeria TextNow Support
  • Avatar
    Stephanie Jackson

    Are phones and plans available in Canada yet

  • Avatar
    Valeria TextNow Support

    Hey Stephanie! I'm afraid that we don't have an ETA yet of when our service will be available in Canada.